The system is a nationwide network of cooperative lending institutions that provide credit and financially related services to farmers, ranchers and their cooperatives.

With more than 80 years of agricultural lending experience, the System is the largest single producer of agricultural credit in the United States.

System banks and the local associations specialize in agriculture. Since the System was created in 1916, it has evolved with the industry it serves.

Ag Credit is your local association. We are affiliated with AgFirst Farm Credit Bank in Columbia, South Carolina. Ag Credit borrowers have long enjoyed the benefits of doing business with local Ag Credit offices, where people know their business, their community and their market.

At the same time, Ag Credit borrowers enjoy the financial strength and stability of a nationwide system with assets over $90 billion.

Unlike commercial banks, Ag Credit does not take deposits. Instead, money is raised by selling Systemwide bonds on Wall Street. The proceeds are then channeled through Farm Credit System banks, associations and ultimately to agricultural producers and cooperatives. From Wall Street to your street, Ag Credit is serving agriculture.